Need to Know

Frequently Asked Questions.

Get answers to common questions about payday loans, instant cash, and how our 24/7 online loan process works.

Yes — Finquest Financial serves clients all across British Columbia.
Finquest Financial is a licensed lender in BC with all required certifications. We adhere to provincial lending rules and operate transparently.
More questions? Contact us.
You need to be at least 18, a BC resident, have regular income, and a bank account able to receive e‑Transfers.
Most applicants receive a decision within minutes after applying online.
No — there’s no fee to submit a loan application.
Valid contact info, proof of income, and bank details for fund delivery and repayment.
More questions? Contact us.
We deliver funds using Interac e‑Transfer, which is quick and secure.
Usually within the same day, depending on bank processing times.
More questions? Contact us.
All fees and interest terms are disclosed clearly in the loan agreement before you apply. They vary depending on amount, term, and province.
Yes — If you have the funds, paying off early is allowed.
Missing a payment may result in late fees and could affect eligibility for future loans. Contact us immediately to discuss repayment options if you foresee difficulty.
More questions? Contact us.
Yes — we use encryption, secure servers, and follow best practices to keep your information safe.
Only use our official website. We will never ask for payment before you receive funds. Always verify communications with us via email or official contact channels.
More questions? Contact us.